Florida Property Damage Resources & Tools
Property damage cases run on deadlines and documents. These tools and guides are built to help Florida property owners, associations, and contractors understand where they stand before those deadlines pass. The interactive calculators compute the statutory dates that matter in your situation; the guides explain the law in plain English. All of it is general information, not legal advice, but it is accurate, sourced to the statutes, and kept current.
Start with a calculator if you are worried about a deadline, or browse the guides by topic below. Shorter answers, one question to a page, live in the question libraries that sit under each practice: the property insurance claim FAQ for disputes with a carrier, the construction litigation FAQ for payment, lien, and contract questions, and the construction defect FAQ for claims against a builder. When you want an answer specific to your case, a free consultation is the next step.
Interactive Tools
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Florida Construction Lien Deadline Calculator
Free calculator for Florida's lien deadlines: 45-day notice to owner, 90-day claim of lien, 1-year foreclosure under Ch. 713. Free consultation.
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Florida Insurance Claim Deadline Calculator
Enter your date of loss to see Florida's 1-year claim and 18-month supplemental deadlines under Fla. Stat. 627.70132. Free tool, free consultation.
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Is My Insurance Company Stalling?
Answer a few questions to see if your insurer has blown Florida's 7-, 30-, and 60-day deadlines under Fla. Stat. 627.70131. Free consultation.
Condo Hoa Guides
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Florida Condo Association Property Damage: A Board Member’s Guide
A board member's guide to hurricane, structural, and insurance claims for Florida condo associations: deadlines, votes, SIRS. Free consultation available.
Construction Law Guides
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Can I Sue My Contractor for Bad Work in Florida?
Bad work, blown deadlines, or an abandoned job? Learn your options against a Florida contractor and the deadlines that apply. Free consultation.
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Notice to Owner in Florida: What It Means and What to Do
A Notice to Owner isn't a lien - but ignore it and you could pay twice. What Florida's 45-day NTO means for owners and subs. Free consultation.
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What Is a Florida 558 Notice of Construction Defect?
Chapter 558 requires a pre-suit defect notice, generally 60 days before filing and 120 days for large associations. Claimant-side guidance and free consultation.
Insurance Claims Guides
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Appraisal vs. Mediation for a Florida Insurance Claim
Underpaid claim? Compare Florida's DFS mediation program and policy appraisal - costs, timelines, and when to involve a lawyer. Free consultation.
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Florida’s Insurance Matching Law: Roofs, Tile, and Siding
Insurer will only replace half your roof or can't match your tile? Fla. Stat. 626.9744 may require uniform repairs. Free consultation.
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Homeowners Insurance Claim Denied: What to Do Next
Claim denied in Florida? Learn why insurers deny claims, the deadlines you're now on, and how to fight back. Free consultation with Cory Cannon.
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How Long Do I Have to File a Hurricane Claim in Florida?
Florida gives you 1 year from the date of loss to report a hurricane claim, 18 months for supplemental claims. Check your dates. Free consultation.
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How Long Does an Insurance Company Have to Pay a Claim in Florida?
Florida insurers must acknowledge your claim in 7 days, inspect in 30, and pay or deny in 60. What happens when they don't. Free consultation.
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How the Hurricane Deductible Works in Florida
Florida hurricane deductibles run 2%-10% of dwelling coverage and apply per calendar year. What that means for your payout. Free consultation.
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My Insurance Company Sent an Engineer to My House. What Happens Now?
Your insurer sent an engineer to inspect your roof? What the report decides, your right to see it, and when a denial becomes a case. Free consultation.
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Neighbor’s Tree Fell on My House: Who Pays in Florida?
A neighbor's tree crushed your roof or fence? Who pays in Florida, when their insurer owes, and how your own claim works. Free consultation.
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Ordinance and Law Coverage in Florida: Who Pays for Code Upgrades?
Will insurance pay to bring your roof or home up to current code? How ordinance and law coverage works in Florida. Free consultation.
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Pool Cage Insurance Claims in Florida: Screen Enclosures and Storms
Pool cage or screen enclosure wrecked by a storm? Why Florida insurers deny or underpay these claims and how to push back. Free consultation.
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Public Adjuster vs. Attorney: Who Should Handle Your Claim?
Public adjuster or attorney for your Florida property claim? Compare fees, powers, and when each makes sense. Free consultation with Cory Cannon.
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Suing Your Homeowners Insurance Company in Florida: The 2026 Rules
The current 2026 rules for suing your property insurer in Florida: deadlines, presuit notice, fees, and bad faith, accurate and cited. Free consultation.
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The FEMA 50% Rule in Florida: Substantial Damage Explained
Told your home is 'substantially damaged'? How FEMA's 50% rule works, how value is calculated, and what it means for rebuilding. Free consultation.
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Wind vs. Flood: When the Insurance Company Blames Excluded Water
Insurer says your storm damage was flood, not wind? How causation disputes are fought in Florida courts and what evidence decides them. Free consultation.